Helping South & Central Georgians find their best long-term care insurance plans

Your health is your currency. Once it changes, your options do too. The best time to plan for a crisis is before there is one.

Protect your independence and your family’s peace of mind

Long-term care isn’t just about getting older. It is a plan for how you want to live if you ever face a chronic illness, injury, or the natural frailty that can come with age. Most people don’t realize that health insurance and Medicare rarely cover extended care—leaving families to bridge the gap out of their own pockets.

Without a plan, your family is forced to make high-stakes decisions during a medical episode. We believe that a well-designed LTC plan is a gift to your family; it ensures they can remain your family members and advocates, rather than being forced to become your primary medical staff.

Why should you choose LTC Partner Pro for your Long Term Care insurance?

20+ years of specialized expertise

We focus exclusively on Long-Term Care, meaning we understand the technical nuances and legislative shifts that general insurance agents and financial advisors often miss

RamseyTrusted® provider

As RamseyTrusted® pros, we operate with the highest standards of integrity. We don't "sell"—we serve. Our goal is to empower you to make the right decision for your budget and legacy.

“Heart of a teacher” approach

You won’t have to navigate this process alone. We’ll take the time to make sure you understand your options when it comes to pricing and policy design.

More options

We have access to more products than most financial professionals, allowing you to choose the best option for your budget and your needs.

LTC Partner Pro works with all major insurance carriers but we work for none of them.

Jared Williams

LTC Insurance Specialist

My passion for long-term care planning is deeply personal, rooted in watching the physical and emotional toll caregiving took on my own family. I saw my mother balance a full-time job while providing endless hours of care for my grandmother—a situation that ultimately required the sale of our family’s land to cover the mounting costs. This experience taught me that without a proactive plan, the burden of care falls squarely on the shoulders of those we love most. Having transitioned from a career as an investment advisor to focusing exclusively on long-term care, I now use my expertise to ensure other families don’t have to face those same difficult choices.

With years of specialized experience and the Certification in Long-Term Care (CLTC) designation, I help individuals and families navigate the marketplace to find the right protection. My goal is to simplify the complex world of insurance and empower you with a plan that preserves your independence, protects your assets, and—most importantly—provides peace of mind for your children and spouse.

Randy Hargett

CLTC

My approach to long-term care is built on a foundation of family and service. Having witnessed the care needs of my own parents and grandparents, I understand that long-term care isn’t just a financial line item—it’s a deeply personal journey that affects the entire family dynamic. This firsthand perspective is what drives me to serve as a “Ramsey Trusted” advisor, operating with a “heart of a teacher” to help families resolve the uncertainty of future care costs once and for all.

With over 25 years of specialized experience, I have dedicated my career to bridging the gap between complex insurance products and the real-world needs of the people I serve. Whether I am advising state agencies on legislative policy or sitting down with a couple to discuss their future, my mission remains the same: to provide the expert education and strategic planning necessary to protect your retirement and your dignity. Outside the office, I am a devoted husband, father, and grandfather, and I bring that same commitment to family to every client I have the privilege of helping.

Serving South & Central Georgians

We help local Georgians in areas such as:

Macon
Warner Robins
Perry
Byron

Gray
Forsyth
Jeffersonsville
Roberta

Hear from clients like you

“Jared did a great job of helping my wife and I decide on LTC that was right for us. He took lots of time to walk us through scenarios and answered our many questions. He provided us with spreadsheets of information showing options and pricing that helped keep it simple and easy to understand. I would definitely recommend him to my friends, family and anyone else who are looking for LTC.”

James B.

"We had a great experience working with Jared to plan for our LTC needs. Jared did a great job explaining our coverage options, pricing different companies, clearly answering all of our question, and helping us select a policy which fits our needs and budget. We could not be more pleased."

Kathy P.

“Jared transformed a complex, high-stakes decision into a coherent, manageable process. He began by listening carefully, then articulated the advantages and limitations of each option in clear, accessible terms. He aligned coverage with our objectives and budget, and he structured the plan to minimize uncertainty.”

Christopher D.

Your path to long term care

01.

10-Minute intro call

A brief, no-pressure conversation to see if we’re a good fit for your needs.

02.

The pre-qualification screen

We find the best options based on your health profile to avoid wasted time and frustrating declines.

03.

The education & options review

We walk you through policy designs and pricing, answering every question until you’re 100% confident.

04.

Application & approval

We handle the heavy lifting of the application process to get your protection across the finish line.